Karnataka has already highest Vat rates and Hon'ble C.M. has enhanced vat rates from 13.5 to 14% and on gold jewellery from 1 to 2 % which seems as a unhealthy step..Last year 1% vat rates were increased with this assurance that next year GST will come hence it was just for a year,,Infact trade & industry were expecting that 1% hike made last year will be withdrawn..No reference has been made to switch over to GST regime..We welcome the enhancement made in vat audit limit from RUPEES 60 lakhs to 1 crore which will motivate the small & medium traders to pay more vat to the exchequer..
Bangalore gets the few sops in infrastructure development which is the need of the day.. We appreciate SRI B.S.YEDDYURAPPA JI for allocating the huge amount for our city..Farmers get the max as expected..E documentation of land records is a good move..
Thanks a lot..
SAJJAN RAJ MEHTA
MEMBER..STATE TAXES COMMITTEE..FKCCI
IPP..KARNATAKA HOSIERY & GARMENT ASSN.
Thursday, February 24, 2011
Tuesday, February 22, 2011
RAILWAY BUDGET SE APEKSHA
परम आदरणीया ममता जी ,
नमस्कार,
एक नया ब्रॉड गेज रेलवे लेन पालनपुर जंक्शन और Looni जंक्शन के बीच Bhiladi, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन के द्वारा जारी है यात्रियों की सुविधा. वहाँ सिर्फ एक ही मुंबई (दादर Bikaneer ऍक्स्प-12490 ट्रेन संख्या) पालनपुर जंक्शन और Looni माध्यम Jodpur के बीच साप्ताहिक ट्रेन परिचालन है . यह ट्रेन संचालित बुधवार और रविवार को ही होतो है और इस मार्ग में कोई अन्य ट्रेन की सुविधा नहीं है.
इसी प्रकार वहाँ बंगलौर से कोई ट्रेन पालनपुर जंक्शन और Looni जंक्शन के माध्यम से जोधपुर की सुविधा नहीं है. जहाँ इस क्षेत्र में भारी यातायात का आवागमन है. यात्रियों के हजारों के लिए बेंगलूर, हुबली, गडग, होल Alur, बादामी, Guledgud, बंगलौर, हावेरी, हुबली, धारवाड़, Londa और पालनपुर जंक्शन और Looni जंक्शन के माध्यम से की ओर से बेलगाम बागलकोट, Almatti, Bagewadi रोड और बीजापुर के बीच यात्रा और भी आवश्यक है Bhiladi, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन.से होकर ट्रेन चलेगी तो लाखो यात्री लाभान्वित होगे..
उपरोक्त को देखते हुए यह जरूरी है हुबली, गडग, होल Alur, बादामी, Guledgud, बागलकोट, Almatti, Bagewadi रोड और बीजापुर और हावेरी, हुबली, धारवाड़ के माध्यम से एक और ट्रेन बंगलौर से जोधपुर ताज नई रेल के माध्यम से जोधपुर बंगलौर से एक नई रेल प्रदान Londa, और पालनपुर जंक्शन और Looni जंक्शन Bhiladi के माध्यम से, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन की ओर बेलगाम के रास्ते ह़ो...
यह भी आवश्यक है के लिए एक ही मार्ग पर मौजूदा अहमदाबाद एक्सप्रेस ट्रेन और हुबली के माध्यम से No.16502 दादर बीकानेर एक्सप्रेस ट्रेन No.12490 तक बंगलौर ह़ो. साथ ही यह नितांत आवश्यक है जब तक नहीं गाड़ियों का परिचालन शुरू ह़ो तब तक जारी व्यवस्था में अतिरिक्त डिब्बो से नई सुविधाओ के विस्तार पर समुचित ध्यान आकर्षित ह़ो..मुंबई बन्गलोर के बीच तेज गाड़ी क़ी सख्त जरुरत भी जग-जाहिर है..
हम आपसे अनुरोध करते है कि कृपया आ रहे रेल बजट में इन सुझावों का समावेश कर नई घोषणा करने के लिए जिससे प्रवासी उत्तर भारतीय लाभान्वित ह़ो..
,
आदर सहित..सधन्यवाद..
सज्जन राज मेहता
अध्यक्ष .. जैन युवा संगठन बेंगलुरु ..
9845501150
नमस्कार,
एक नया ब्रॉड गेज रेलवे लेन पालनपुर जंक्शन और Looni जंक्शन के बीच Bhiladi, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन के द्वारा जारी है यात्रियों की सुविधा. वहाँ सिर्फ एक ही मुंबई (दादर Bikaneer ऍक्स्प-12490 ट्रेन संख्या) पालनपुर जंक्शन और Looni माध्यम Jodpur के बीच साप्ताहिक ट्रेन परिचालन है . यह ट्रेन संचालित बुधवार और रविवार को ही होतो है और इस मार्ग में कोई अन्य ट्रेन की सुविधा नहीं है.
इसी प्रकार वहाँ बंगलौर से कोई ट्रेन पालनपुर जंक्शन और Looni जंक्शन के माध्यम से जोधपुर की सुविधा नहीं है. जहाँ इस क्षेत्र में भारी यातायात का आवागमन है. यात्रियों के हजारों के लिए बेंगलूर, हुबली, गडग, होल Alur, बादामी, Guledgud, बंगलौर, हावेरी, हुबली, धारवाड़, Londa और पालनपुर जंक्शन और Looni जंक्शन के माध्यम से की ओर से बेलगाम बागलकोट, Almatti, Bagewadi रोड और बीजापुर के बीच यात्रा और भी आवश्यक है Bhiladi, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन.से होकर ट्रेन चलेगी तो लाखो यात्री लाभान्वित होगे..
उपरोक्त को देखते हुए यह जरूरी है हुबली, गडग, होल Alur, बादामी, Guledgud, बागलकोट, Almatti, Bagewadi रोड और बीजापुर और हावेरी, हुबली, धारवाड़ के माध्यम से एक और ट्रेन बंगलौर से जोधपुर ताज नई रेल के माध्यम से जोधपुर बंगलौर से एक नई रेल प्रदान Londa, और पालनपुर जंक्शन और Looni जंक्शन Bhiladi के माध्यम से, मारवाड़ भीनमाल, जालोर और Samdhari जंक्शन की ओर बेलगाम के रास्ते ह़ो...
यह भी आवश्यक है के लिए एक ही मार्ग पर मौजूदा अहमदाबाद एक्सप्रेस ट्रेन और हुबली के माध्यम से No.16502 दादर बीकानेर एक्सप्रेस ट्रेन No.12490 तक बंगलौर ह़ो. साथ ही यह नितांत आवश्यक है जब तक नहीं गाड़ियों का परिचालन शुरू ह़ो तब तक जारी व्यवस्था में अतिरिक्त डिब्बो से नई सुविधाओ के विस्तार पर समुचित ध्यान आकर्षित ह़ो..मुंबई बन्गलोर के बीच तेज गाड़ी क़ी सख्त जरुरत भी जग-जाहिर है..
हम आपसे अनुरोध करते है कि कृपया आ रहे रेल बजट में इन सुझावों का समावेश कर नई घोषणा करने के लिए जिससे प्रवासी उत्तर भारतीय लाभान्वित ह़ो..
,
आदर सहित..सधन्यवाद..
सज्जन राज मेहता
अध्यक्ष .. जैन युवा संगठन बेंगलुरु ..
9845501150
Thursday, February 17, 2011
Promoting SMEs for Sustainable Development
"JUST WHEN WE THINK WE HAVE THE KEY TO THE MARKET,SOMEONE CHANGES THE LOCKS."CONSTANT UPGRADITION IS ONLY WAY TO EXCEL IN TODAY'S WORLD FOR MEDIUM TRADERS TO SURVIVE WITH SELF ESTEEM IN THE CURRENT BUSINESS SENERIO..
Promoting SMEs for Sustainable Development
Poverty remains a major challenge to sustainable development, environmental security, global stability and a truly global market. The key to poverty alleviation is economic growth that is inclusive and reaches the majority of people. Improving the performance and sustainability of local entrepreneurs and small and medium enterprises (SMEs), which represent the backbone of global economic activity, can help achieve this type of growth. This Issue in Brief explains how governments can help alleviate poverty by focusing on SMEs and how larger corporations can help themselves by including SMEs in their value chains. It describes some of the comparative advantages of SMEs and the challenges they face in developing countries.
“Wealth creation, one of the core competencies of the private sector, is a vital part of the poverty alleviation process.”
In economies SMEs and micro enterprises account for over 95% of firms, 60-70% of employment, 55% of GDP and generate the lion’s share of new jobs. In developing countries, more than 90% of all firms outside the agricultural sector are SMEs and micro enterprises, generating a significant portion of GDP. For example, in Morocco, 93% of industrial firms are SMEs and account for 38% of production, 33% of investment, 30% of exports and 46% of employment. In Bangladesh, enterprises of less than 100 employees account for 99% of firms and 58 of employment. Similarly, in Ecuador, 99% of all private companies have less than 50 employees and account for55% of employment Not all these SMEs and micro enterprises are in the formal sector; some occupy the unofficial labor market, which varies in size from an estimated 4%-6% in developed countries to over 50% in developing nations.
WHY WE NEED SMEs
For governments Well-managed and healthy SMEs are a source of employment opportunities and wealth creation. They can contribute to social stability and generate tax revenues. According to the International Finance Corporation (IFC), there is a positive relationship between a country’s overall level of income and the number of SMEs per 1,000 people. The World Bank’s Doing Business reports indicate that a healthy SME sector corresponds with a reduced level of informal or “black market” activities.
For large corporations
SMEs can constitute an important source of local supply and service provision to larger corporations.They usually have extensive local knowledge of resources, supply patterns and purchasing trends.Developing countries also represent a huge, largely untapped market for large corporations. By working closely with SMEs, large corporations can develop a new customer base that may not be accessible to the traditional distribution networks of these corporations. SMEs also represent an important source of innovation.They tend to occupy specialized market “niches” and follow competitive strategies that set them apart from other companies. This might include re-engineering products or services to meet market demands, exploring innovative distribution or sales techniques, or developing new and untapped markets. This often makes them good partners for large corporations.
For local communities
SMEs often have a vested interest in community development. Being local, they draw upon the community for their workforce and rely on it to do business. For the communities, they provide goods and services tailored to local needs and at costs affordable to local people. They are an important source of employment, particularly for low-skilled workers, as well as women and young people, who usually make up the greatest proportion of the unemployed in emerging economies. Their flat management structures mean that their personnel must fulfill multiple roles, which makes them less vulnerable to unemployment during periods of economic downturn. Their small size and flexibility allow them to adjust to local market fluctuations and to weather local market shocks more comfortably.
SMEs can play a much bigger role in developing national economies,alleviating poverty, participating in the global economy and partnering with larger corporations. They do, however,need to be promoted. Such support requires commitments by and between governments, business and civil society."The concept of the welfare state implies a coalition of the Government of the people in such a way as to enable the two components to travel hand in hand each complimenting the other's efforts for the the promotion of the common objective."SHRI JAWAHAR LAL NEHRU..
THANKS A LOT.
Sajjan Raj Mehta
IPP..KARNATAKA HOSIERY & GARMENT ASSOCIATION
Promoting SMEs for Sustainable Development
Poverty remains a major challenge to sustainable development, environmental security, global stability and a truly global market. The key to poverty alleviation is economic growth that is inclusive and reaches the majority of people. Improving the performance and sustainability of local entrepreneurs and small and medium enterprises (SMEs), which represent the backbone of global economic activity, can help achieve this type of growth. This Issue in Brief explains how governments can help alleviate poverty by focusing on SMEs and how larger corporations can help themselves by including SMEs in their value chains. It describes some of the comparative advantages of SMEs and the challenges they face in developing countries.
“Wealth creation, one of the core competencies of the private sector, is a vital part of the poverty alleviation process.”
In economies SMEs and micro enterprises account for over 95% of firms, 60-70% of employment, 55% of GDP and generate the lion’s share of new jobs. In developing countries, more than 90% of all firms outside the agricultural sector are SMEs and micro enterprises, generating a significant portion of GDP. For example, in Morocco, 93% of industrial firms are SMEs and account for 38% of production, 33% of investment, 30% of exports and 46% of employment. In Bangladesh, enterprises of less than 100 employees account for 99% of firms and 58 of employment. Similarly, in Ecuador, 99% of all private companies have less than 50 employees and account for55% of employment Not all these SMEs and micro enterprises are in the formal sector; some occupy the unofficial labor market, which varies in size from an estimated 4%-6% in developed countries to over 50% in developing nations.
WHY WE NEED SMEs
For governments Well-managed and healthy SMEs are a source of employment opportunities and wealth creation. They can contribute to social stability and generate tax revenues. According to the International Finance Corporation (IFC), there is a positive relationship between a country’s overall level of income and the number of SMEs per 1,000 people. The World Bank’s Doing Business reports indicate that a healthy SME sector corresponds with a reduced level of informal or “black market” activities.
For large corporations
SMEs can constitute an important source of local supply and service provision to larger corporations.They usually have extensive local knowledge of resources, supply patterns and purchasing trends.Developing countries also represent a huge, largely untapped market for large corporations. By working closely with SMEs, large corporations can develop a new customer base that may not be accessible to the traditional distribution networks of these corporations. SMEs also represent an important source of innovation.They tend to occupy specialized market “niches” and follow competitive strategies that set them apart from other companies. This might include re-engineering products or services to meet market demands, exploring innovative distribution or sales techniques, or developing new and untapped markets. This often makes them good partners for large corporations.
For local communities
SMEs often have a vested interest in community development. Being local, they draw upon the community for their workforce and rely on it to do business. For the communities, they provide goods and services tailored to local needs and at costs affordable to local people. They are an important source of employment, particularly for low-skilled workers, as well as women and young people, who usually make up the greatest proportion of the unemployed in emerging economies. Their flat management structures mean that their personnel must fulfill multiple roles, which makes them less vulnerable to unemployment during periods of economic downturn. Their small size and flexibility allow them to adjust to local market fluctuations and to weather local market shocks more comfortably.
SMEs can play a much bigger role in developing national economies,alleviating poverty, participating in the global economy and partnering with larger corporations. They do, however,need to be promoted. Such support requires commitments by and between governments, business and civil society."The concept of the welfare state implies a coalition of the Government of the people in such a way as to enable the two components to travel hand in hand each complimenting the other's efforts for the the promotion of the common objective."SHRI JAWAHAR LAL NEHRU..
THANKS A LOT.
Sajjan Raj Mehta
IPP..KARNATAKA HOSIERY & GARMENT ASSOCIATION
Wednesday, February 9, 2011
घर का भेदी लंका ढाए
घर का भेदी लंका ढाए
भाई साहिब श्री गुलाब जी की लेखनी घर का भेदी लंका ढाए एक बार फिर प्रमाणित कराती है क़ि किस तरह से चाटुकारिता के दम पर कोई मनचाहा विभाग या उत्तरदायित्व हासिल कर लेते है.परसों का ताजा वाक्या क़ि एक DSP उत्तर प्रदेश की मुख्या मंत्री के जूते साफ कर रहा था और टीवी के माध्यम से करोडो लोगो ने देखा ..हुआ क्या ? .राजनेताओ के जैसे सारे कुओ में भांग भरी हुई लगती है क़ि उनको अपने परिवार या फिर कुछ चाटुकारों के आलावा किसी आम आदमी के बारे में सोचने क़ि फुरसत तक नहीं है.राजनेता भ्रष्टाचा- उन्मूलन क़ी बात सोचे भी तो कैसे..सोचना है, कराना है तो जनता जनार्दन को करना है अतः कमर क़स कर समस्त स्वयं सेवी संस्था हो या स्वयं,हम यह सुनिश्चित करे क़ि कतई भ्रष्टाचार को बढ़ावा नहीं देंगे..जिस समाज ने हमें स्रष्टि का सर्वोतम वरदान बनने के अनुकूल बनाया , उसके प्रति हमारे कितने उत्तर-दायित्व है ,इसे हमें कदापि नहीं भुलाना चाहिए...भाई गुलाब जी को साधुवाद क़ि आप इसी तरह सशक्त टिप्पन्नियो से जनता के बीच अलख जगाते रहे..
भाई साहिब श्री गुलाब जी की लेखनी घर का भेदी लंका ढाए एक बार फिर प्रमाणित कराती है क़ि किस तरह से चाटुकारिता के दम पर कोई मनचाहा विभाग या उत्तरदायित्व हासिल कर लेते है.परसों का ताजा वाक्या क़ि एक DSP उत्तर प्रदेश की मुख्या मंत्री के जूते साफ कर रहा था और टीवी के माध्यम से करोडो लोगो ने देखा ..हुआ क्या ? .राजनेताओ के जैसे सारे कुओ में भांग भरी हुई लगती है क़ि उनको अपने परिवार या फिर कुछ चाटुकारों के आलावा किसी आम आदमी के बारे में सोचने क़ि फुरसत तक नहीं है.राजनेता भ्रष्टाचा- उन्मूलन क़ी बात सोचे भी तो कैसे..सोचना है, कराना है तो जनता जनार्दन को करना है अतः कमर क़स कर समस्त स्वयं सेवी संस्था हो या स्वयं,हम यह सुनिश्चित करे क़ि कतई भ्रष्टाचार को बढ़ावा नहीं देंगे..जिस समाज ने हमें स्रष्टि का सर्वोतम वरदान बनने के अनुकूल बनाया , उसके प्रति हमारे कितने उत्तर-दायित्व है ,इसे हमें कदापि नहीं भुलाना चाहिए...भाई गुलाब जी को साधुवाद क़ि आप इसी तरह सशक्त टिप्पन्नियो से जनता के बीच अलख जगाते रहे..
Tuesday, February 8, 2011
STORY IN MIRROR ON 9.2.11
Broken drain haunts Nagrathpet tenants
With borewells polluted, they are forced to fall back on costly packaged water
Atul Chaturvedi atul.chaturvedi2@timesgroup.com
The tenants of a large commercial building in the Nagrathpet area of the city are facing a nasty problem since the last 20 days. Borewells in the area have been contaminated by a broken drainage system, and they have no choice but to fall back on packaged water.
Mahaveer Jain and Sunil Jain, owners of a garment shop located in Lal Building, are among the sufferers. Sunil said, “We used to order 20 cans of purified water for drinking purposes, but we now have to use it for our ablutions too. I have 12 employees in my shop. But with contaminated water coming out of the tap, I have to order 10 to 15 cans for their use too. Each can costs Rs 30, but we cannot compromise on our employees’ health.”
Mahaveer said, “We have informed our corporator and BWSSB but no one has responded. Our business is suffering as there is a stink from the overflowing sewage.” Around 400 businessmen in Lal Building face the same situation, and have to buy packaged water or bring it from their homes. Sajjanraj Mehta, former president of Karnataka Hosiery and Garment Association, said, “Everyday I bring four litres of water from home for my employees. After that gets over, one of my employees goes back to bring more water.”
SG Shivram, BWSSB assistant engineer, said the problem was not with the sanitary line but with a broken storm water drain. “It is the duty of BBMP to repair broken drains. Some illegal sanitary lines open into the drain and are the cause of the problem. BWSSB’s sanitary line is 12 feet deep and in good condition,” he said.
Around 400 traders in Nagrathpet are forced to buy packaged water since a broken drainage system has contaminated the drinking water facility
With borewells polluted, they are forced to fall back on costly packaged water
Atul Chaturvedi atul.chaturvedi2@timesgroup.com
The tenants of a large commercial building in the Nagrathpet area of the city are facing a nasty problem since the last 20 days. Borewells in the area have been contaminated by a broken drainage system, and they have no choice but to fall back on packaged water.
Mahaveer Jain and Sunil Jain, owners of a garment shop located in Lal Building, are among the sufferers. Sunil said, “We used to order 20 cans of purified water for drinking purposes, but we now have to use it for our ablutions too. I have 12 employees in my shop. But with contaminated water coming out of the tap, I have to order 10 to 15 cans for their use too. Each can costs Rs 30, but we cannot compromise on our employees’ health.”
Mahaveer said, “We have informed our corporator and BWSSB but no one has responded. Our business is suffering as there is a stink from the overflowing sewage.” Around 400 businessmen in Lal Building face the same situation, and have to buy packaged water or bring it from their homes. Sajjanraj Mehta, former president of Karnataka Hosiery and Garment Association, said, “Everyday I bring four litres of water from home for my employees. After that gets over, one of my employees goes back to bring more water.”
SG Shivram, BWSSB assistant engineer, said the problem was not with the sanitary line but with a broken storm water drain. “It is the duty of BBMP to repair broken drains. Some illegal sanitary lines open into the drain and are the cause of the problem. BWSSB’s sanitary line is 12 feet deep and in good condition,” he said.
Around 400 traders in Nagrathpet are forced to buy packaged water since a broken drainage system has contaminated the drinking water facility
Monday, February 7, 2011
REQUEST FOR TRAINS FOR PRAVASI RAJASTHANIS
Shri K.H. Muniyappa ji,
Hon’ble Minister Of State for
Railways, Rail Bhavan,
Govt. of India, NEW DELHI
Respected Sir,
A new broad-gauge railway lane is commissioned between Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction to facilitate the commuters. There is only one weekly train operating between Mumbai(Dadar Bikaneer Exp- Train Number 12490) to Jodpur via Palanpur and Looni Junction. This train operates only Wednesday and Sunday and there is no other train facility in this route.
Similarly there is no train facility from Bangalore to Jodhpur via Palanpur Junction and Looni Junction. There is heavy traffic movement in this sector. thousands of commuters are required to travel between Bangalore, Hubli, Gadag, Hole Alur, Badami, Guledgud, Bagalkot, Almatti, Bagewadi Road and Bijapur and also from Bangalore, Haveri, Hubli, Dharwad, Londa and Belgaum towards Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction.
In view of the above, it is imperative to provide a new railway from Bangalore to Jodhpur via Hubli, Gadag, Hole Alur, Badami, Guledgud, Bagalkot, Almatti, Bagewadi Road and Bijapur AND another new railway from Bangalore via Haveri, Hubli, Dharwad, Londa and Belgaum towards Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction.
It is also necessary to extend the existing Ahmedabad Express train No.16502 and Dadar Bikaner Express Train No.12490 upto Bangalore via Hubli on the same route.
We request you, kindly to announce in the coming railway budget and start the new train facilities as above.
With warm regards,
Yours sincerely,
SAJJAN RAJ MEHTA
PRESIDENT..JAIN YUVA SANGATHAN..BANGALORE
9845501150
Hon’ble Minister Of State for
Railways, Rail Bhavan,
Govt. of India, NEW DELHI
Respected Sir,
A new broad-gauge railway lane is commissioned between Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction to facilitate the commuters. There is only one weekly train operating between Mumbai(Dadar Bikaneer Exp- Train Number 12490) to Jodpur via Palanpur and Looni Junction. This train operates only Wednesday and Sunday and there is no other train facility in this route.
Similarly there is no train facility from Bangalore to Jodhpur via Palanpur Junction and Looni Junction. There is heavy traffic movement in this sector. thousands of commuters are required to travel between Bangalore, Hubli, Gadag, Hole Alur, Badami, Guledgud, Bagalkot, Almatti, Bagewadi Road and Bijapur and also from Bangalore, Haveri, Hubli, Dharwad, Londa and Belgaum towards Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction.
In view of the above, it is imperative to provide a new railway from Bangalore to Jodhpur via Hubli, Gadag, Hole Alur, Badami, Guledgud, Bagalkot, Almatti, Bagewadi Road and Bijapur AND another new railway from Bangalore via Haveri, Hubli, Dharwad, Londa and Belgaum towards Palanpur Junction and Looni Junction via Bhiladi, Marwar Bhinmal, Jalore and Samdhari Junction.
It is also necessary to extend the existing Ahmedabad Express train No.16502 and Dadar Bikaner Express Train No.12490 upto Bangalore via Hubli on the same route.
We request you, kindly to announce in the coming railway budget and start the new train facilities as above.
With warm regards,
Yours sincerely,
SAJJAN RAJ MEHTA
PRESIDENT..JAIN YUVA SANGATHAN..BANGALORE
9845501150
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